Who we serve
Bid work. Contracts that carry retainage, progress billing against a schedule of values, and a surety who decides how much you can take on. That is the whole of what we do, and it is why the reporting looks nothing like a general accountant's.
The engagement
Both run the same reporting and buy from the same catalog. What separates them is who is setting the terms: a surety deciding how much work you can carry, or the general contractor above you deciding whether your paperwork is good enough to pay. Note that a bonded specialty sub belongs on the left, not the right.
A surety sets your ceiling
General contractors and bonded specialty subs running bid work. Retainage, progress billing, AIA forms, and a surety who decides how much you can carry.
A general contractor sets your terms
Subcontractors taking work under real general contractors for the first time. Retainage, pay applications, change orders and prequalification, all arriving at once.
Not sure, or you have just taken your first bonded job? That is the most common place to be. Answer six questions from memory, without opening your books, and you will know whether this is your engagement yet. No email, nothing collected, about a minute.
By trade
Specialty subs working under a general contractor run the same reporting a GC does, at smaller scope. Retainage, a schedule of values, change orders performed and not yet approved, and prequalification that turns on what your statements can show.
The exposure test takes about a minute and tells you straight. If you are not carrying enough contract complexity for this to earn its keep yet, we would rather say so than sell you an engagement you do not need.
