Virtual Tax Strategist™ — $350M+ Saved

Stop Overpaying the IRS. Start Keeping More.

Q: Do you replace my current CPA?

Yes. We handle everything — strategy, planning, and filing. One team, one relationship. No more coordinating between multiple advisors.

Q: What if I've already filed this year?

Great! We can still implement strategies for next year. In some cases, we can even amend prior returns to capture missed savings. Your Financial Risk Assessment will tell us.

Q: How is this different from TurboTax or H&R Block?

They file your return. We strategize to reduce your bill before filing. The savings from one strategy can pay for 10+ years of our service.

Q: What industries do you work with?

We specialize in service-based businesses — professional services, consulting, marketing agencies, contractors, and similar. Each has unique tax strategies and we know them well.

Q: Do service businesses qualify for R&D credits?

Often, yes! If you develop software, create new methodologies, or improve processes, you may qualify. Many agencies and consultancies leave $25K-$100K+ on the table. Your Financial Risk Assessment will identify if you qualify.

Q: Will I work with the same person?

Yes. You get a dedicated tax manager who knows your business. No call centers. No rotating staff. 24-hour response guarantee.

Proactive tax strategy that finds savings before you file — not after. We’ve helped 500+ service-based business owners reduce their tax burden by an average of 32%.

32%

Avg. Tax Reduction

$67K

Avg. Annual Savings

500+

Businesses Helped

Calculate Your Tax Savings Start Your FRA

Tax Savings Calculator

See how much you could save with proactive tax strategy.

Example: $2M Revenue Business

Current Tax Bill $186,000

S-Corp Election Savings -$18,400

Retirement Strategy -$23,100

Other Deductions Found -$12,800

Your Potential Savings $54,300

Calculate Your Savings

THE PROBLEM

Most CPAs File. We Strategize.

Reactive Tax Preparer

Waits until March to look at your numbers

Puts numbers in boxes, files the return

Doesn’t suggest ways to reduce your bill

Ghosts you until next tax season

You pay whatever the IRS says you owe

Result: You overpay. Every. Single. Year.

Proactive Tax Strategist

Plans in January, not March

Runs projections to find savings opportunities

Implements strategies BEFORE year-end

Available year-round for tax questions

You pay the legal minimum

Result: You keep $15K–$150K+ more.

HOW WE WORK

Tax Strategy Starts With Diagnosis

Your Financial Risk Assessment™ reveals exactly where you’re leaving money on the table — and which strategies will save you the most.

We review 3 years of returns + current financials

We identify every missed deduction and strategy

We quantify your potential savings in dollars

We build a custom tax plan for YOUR situation

Start Your Financial Risk Assessment

What Your FRA Uncovers

Entity structure optimization (LLC vs S-Corp vs C-Corp)

Reasonable compensation analysis

Retirement plan opportunities

Missed deductions in prior returns

Income timing and deferral strategies

State tax planning opportunities

CLIENT RESULTS

What Our Clients Say

“

I was skeptical at first — I’d been with my CPA for 12 years. But in our first year with Today CFO, they found $52,000 in savings my old accountant never mentioned. The S-Corp election alone saved me $18K. I only wish I’d switched sooner.

Jason M.

Owner, Digital Marketing Agency

$52K saved in year one

“

Before Today CFO, tax season was a nightmare. Now I get quarterly projections, no surprises, and a real strategy — not just filing. They even found we qualified for R&D credits I didn’t know existed for consulting firms.

Sarah R.

Founder, HR Consulting Firm

$34K annual savings

“

As a contractor, I was paying way too much in self-employment tax. Today CFO restructured my business, optimized my compensation, and I kept an extra $41K last year. Plus they actually answer the phone when I call.

Mike C.

Owner, Electrical Contracting

$41K saved last year

WHAT WE OFFER

Strategy + Filing. One Team.

Most firms do one or the other. We do both — because strategy without execution is worthless.

Proactive Tax Strategy

Year-round planning to legally minimize your tax burden. This is where the big savings come from — not at filing time.

Entity structure optimization

Reasonable compensation studies

Retirement plan design (SEP, Solo 401k, DB plans)

Income timing & deferral strategies

Quarterly tax projections

Year-end planning sessions

Multi-state tax planning

Avg. client saves $67K/year with proactive strategy

Tax Preparation & Filing

Accurate, on-time filing for business and personal returns. No deadline panic. No surprises.

Business returns (1120, 1120S, 1065)

Personal returns (1040)

State returns (all 50 states)

1099s and W-2s

Franchise tax filings

Never miss a deadline or pay a penalty

Tax Compliance & Support

Ongoing support so you’re never left wondering about your tax situation.

IRS notice response

Sales tax compliance

Estimated payment calculations

Dedicated tax manager

Year-round access

24-hour response on all tax questions

TAX STRATEGIES

The Playbook Your CPA Won’t Tell You

These are real strategies we implement for clients every day.

R&D Tax Credit

Many service businesses qualify and don’t know it. Software development, process improvements, and new methodologies can all qualify.

Typical savings: $25K–$100K+ (annual credit)

S-Corp Election

Restructure to eliminate self-employment tax on distributions.

Typical savings: $8K–$30K/year

Solo 401(k) + Profit Sharing

Contribute up to $69K/year while reducing taxable income.

Typical savings: $15K–$25K/year

Reasonable Comp Optimization

Set salary at the right level to maximize FICA savings.

Typical savings: $5K–$20K/year

Augusta Rule (Section 280A)

Rent your home to your business tax-free for up to 14 days.

Typical savings: $5K–$15K/year

Hire Your Kids

Pay children for legitimate work, shift income to lower brackets.

Typical savings: $3K–$12K/year

RESULTS

Real Clients. Real Savings.

Professional Services

Marketing Agency

$1.2M Revenue

Situation

Operating as LLC, paying max self-employment tax. No retirement plan. Missed home office deductions.

Strategies Implemented

S-Corp election

Solo 401(k) + Augusta Rule

R&D Tax Credit

Annual Tax Savings

$52,400

per year

Consulting

IT Consulting Firm

$2.8M Revenue

Situation

Multi-state compliance issues. Previous CPA missed R&D credit eligibility for 3 years.

Strategies Implemented

R&D credit (current + amended)

Defined benefit plan

State nexus optimization

Annual Tax Savings

$127,000

per year + $89K amended

Construction Services

Electrical Contractor

$1.8M Revenue

Situation

Solo owner paying 40%+ effective rate. No tax planning. Section 179 not being maximized.

Strategies Implemented

S-Corp election

Hire kids strategy

Section 179 optimization

Annual Tax Savings

$41,200

per year

WHAT’S INCLUDED

Everything You Need. One Team.

Tax Projections

Quarterly estimates so you’re never surprised

All Filings

Federal, state, 1099s, franchise tax

Dedicated Manager

Same person, 24-hour response

IRS Support

We handle all notices and correspondence

Year-End Planning

Strategy session before December 31

Entity Guidance

LLC, S-Corp, C-Corp optimization

Retirement Planning

Plan selection and contribution strategy

Document Portal

Secure storage for all tax docs

RESOURCES

Tax Insights for Service Business Owners

Stay ahead of tax law changes and discover strategies to keep more of what you earn.

Guide

The S-Corp Decision: Is It Right for Your Service Business?

A complete breakdown of when S-Corp election makes sense — and when it doesn’t.

Calculator

Tax Savings Calculator

See how much you could save with proactive tax strategy based on your revenue.

Checklist

Year-End Tax Planning Checklist

12 things every service business owner should do before December 31st.

Tax Law Update

2026 Tax Law Changes: What Service Businesses Need to Know

Key changes and how they affect your business.

IS THIS RIGHT FOR YOU?

Who Our Tax Services Are (and Aren’t) For

Great fit if you:

Own a business generating $500K+ in revenue

Feel like you’re paying too much in taxes

Want proactive planning, not just filing

Have a CPA who only calls at tax time

Want one team for books, tax, and advisory

Value year-round access to your tax advisor

Start Your Free FRA

May not be the right fit if you:

Just need a simple W-2 return filed

Only want the cheapest option possible

Are happy with your current tax situation

Don’t want to make changes to save money

Frequently Asked Questions

How much does tax planning cost?

Investment varies based on complexity, but most clients invest $3,000–$8,000/year for strategy + filing combined. The average client saves $67K/year — a 10–20x return.

Do you replace my current CPA?

Yes. We handle everything — strategy, planning, and filing. One team, one relationship. No more coordinating between multiple advisors.

What if I’ve already filed this year?

Great! We can still implement strategies for next year. In some cases, we can even amend prior returns to capture missed savings. Your Financial Risk Assessment will tell us.

How is this different from TurboTax or H&R Block?

They file your return. We strategize to reduce your bill before filing. The savings from one strategy can pay for 10+ years of our service.

What industries do you work with?

We specialize in service-based businesses — professional services, consulting, marketing agencies, contractors, and similar. Each has unique strategies and we know them well.

Do service businesses qualify for R&D credits?

Often, yes! If you develop software, create new methodologies, or improve processes, you may qualify. Many agencies and consultancies leave $25K–$100K+ on the table. Your Financial Risk Assessment will identify if you qualify.

Will I work with the same person?

Yes. You get a dedicated tax manager who knows your business. No call centers. No rotating staff. 24-hour response guarantee.

Ready to Stop Overpaying?

Find out how much you could save with a free Tax Savings Analysis. No obligation. No pressure.

Calculate Your Tax Savings Start Your FRA

24-hour response Dedicated tax manager $350M+ saved for clients